WALLET

All your finances, all in one place — send, receive, manage, convert, and pay with complete control from your Vult Wallet.

What Is Vult Wallet?

Your Vult Wallet is more than just a digital wallet — it’s your personal bank account within the app that is available in both Leones and USD — two currencies, one app, total control. It’s the central hub for:

  • Receiving and storing money
  • Sending funds to others
  • Requesting or withdrawing cash
  • Topping up your Vult Visa cards
  • Making payments for bills, shopping, and more

Whether it’s Leones or USD — your wallet keeps you financially ready anytime, anywhere.

What You Can Do with Your Vult Wallet

Add Money to Your Wallet

Mobile Money

Transfer funds from your mobile money account or share your wallet USSD code to let others load money for you.

Visa/Mastercard

Add funds using any debit, credit, or prepaid (Visa/Mastercard) — globally supported.

Linked Bank Accounts

Seamlessly move money between your wallet and connected partnered bank accounts.

Real-time transaction tracking

Send Money from Your Wallet

To Mobile Money

To Mobile Money Instantly send funds to your or someone else’s mobile money account.

To Linked Bank Accounts

Send money to any linked bank account you’ve connected to Vult

To Other Vult Users

Transfer between wallets in seconds — no fees, no friction.

To Partnered Bank Accounts

Send money directly to someone’s bank account if their bank is part of Vult’s network.

Request Money – On Your Terms

From Another Vult User

Running low? Request money from a contact instantly.

Via Vult Money Transfer Link

Generate a personal link you can send to anyone, anywhere in the world.
Choose between a fixed amount or let the sender decide.

Via QR Cube

Create a scannable QR Cube for in-person or remote payments, perfect for:

  • Business owners
  • Family support
  • Events and group contributions

Make Payments Instantly

EDSA Top-Up

Recharge your electricity meter directly in the app.

Mobile Airtime Top-Up

Buy mobile credit for any network in just a few taps.

GovPay & Taxes

Handle government payments right from your wallet — easy and official.

In-Store Purchases

Scan a business’s QR Cube to pay directly from your wallet — cashless and contactless.

Wallet-to-Wallet Currency Conversion

Convert money between your Leones and USD wallets at any time — no bank queues, no stress.

Transfer to Your Vult Visa Card

Load your virtual or physical Vult Visa Card straight from your wallet — no delays, no fees.

Track Your Finances with Clarity

Transaction History

Track every transaction — what came in, what went out, and when.

Real-Time Insights

Get monthly breakdowns of your spending and income by category, helping you budget smarter and spend wiser.

Built-In Trust & Security

Your money deserves nothing less than total peace of mind.

 

At Vult, security isn’t an afterthought — it’s woven into everything we do. From the moment you sign up to every transaction you make, we’ve built multiple layers of protection to keep your account and funds safe.

 

Here’s how we keep your wallet secure:

Here’s how we keep your wallet secure:


● Smart Access Control
● Intelligent Threat Detection
● Rate Limiting & Cooldowns
● Bank-Level Infrastructure
● Real-Time Monitoring
● Built-in CAPTCHA & Verification

Whether you’re sending Leones or managing your USD wallet, you can count on Vult to keep your money moving — smarter, faster, and safer.

Transfer Money Without Boundaries

Vult lets you generate a money transfer link that works for everyone, even if they don’t use the app. Just share the link, and they can send funds directly to your wallet using any debit, credit, or prepaid card.